Transaction Monitoring Software
Transaction monitoring that closes cases, not just counts alerts
Zyphe monitors transactions in real time, flags suspicious patterns across every money-laundering stage, surfaces typologies, and drafts SAR/STR-ready narratives inside your existing stack — with a per-decision audit trail your MLRO can defend.
Trusted by those who trust no one.
Transaction monitoring that adapts to real risk
Real-time detection, typology-aware rules and case management that cut false positives and get cases to SAR faster.
Real-time monitoring
Flag suspicious transactions in real time across placement, layering and integration so risk is caught as it happens.
Typology detection
Surface structuring, smurfing and other laundering typologies through pattern detection rather than single-transaction rules.
Risk-based rules
Configure thresholds and scenarios to your business and risk appetite, and tune them as typologies evolve.
SAR / STR drafting
Auto-generate SAR and CTR/STR-ready narratives and reporting to authorities to speed regulatory filing.
Case management
Disposition alerts with a clear workflow and full context, so analysts close cases instead of counting them.
Audit-ready trail
Every alert and decision is logged with a defensible, exportable audit trail for examiners and your MLRO.
Transaction monitoring in your existing stack
Connect your transaction data, configure scenarios, and let Zyphe surface the activity that matters.
Stream transactions in via webhooks and APIs and configure monitoring scenarios and thresholds to your risk appetite.
Transactions are screened in real time, with typology-aware detection surfacing suspicious patterns across laundering stages.
Analysts review prioritized alerts with full context and generate SAR/STR-ready narratives, all on an audit-ready trail.
Monitor without becoming a honeypot
We're using blockchain-like technology to decentralize the storage of personal data, so you meet monitoring obligations without building a central store of customer PII.
Better compliance in 190+ Countries
Banking Secrecy Act
Enforces strict record-keeping and reporting requirements for financial institutions to prevent money laundering and financial crimes in the United States.
Anti-money Laundering Act
Establishes measures and responsibilities for financial intermediaries in Switzerland to prevent money laundering and terrorist financing.
Proceeds of Crime
Canadian regulation requiring financial institutions to detect, prevent, and report suspicious transactions related to criminal proceeds.
Terrorist Financing Act
Legislation enforcing measures in Canada to detect, prevent, and report financial activities linked to terrorist financing.
Anti-money Laundering
Australian regulation mandating financial entities implement robust compliance measures to detect, prevent, and report money laundering activities.
Counter-Terrorism Financing Act
Australian law ensuring financial institutions identify, monitor, and report activities related to financing of terrorism to maintain national and global security.
Integrate in as little as 15 minutes
curl -X POST https://verify.zyphe.com/v1/login_sessions \
-H 'Authorization: Bearer <API_KEY>' \
-H 'Content-Type: application/json' \
-d '{"auth_type": "email"}'
Frequent Questions
Transaction monitoring software analyzes customer transactions to detect suspicious activity that may indicate money laundering or other financial crime, generating alerts for investigation and suspicious activity reports where needed. Zyphe monitors in real time across every money-laundering stage.
Zyphe monitors transactions in real time, so suspicious activity is flagged as it happens rather than in a periodic batch, giving your team the chance to act before funds move.
Zyphe uses risk-based, typology-aware rules and pattern detection rather than blunt single-transaction thresholds, so analysts review genuinely suspicious activity instead of a flood of false alerts.
Zyphe runs monitoring on a privacy-first architecture that decentralizes identity storage, so you meet AML obligations without building a central honeypot of customer PII — unlike traditional providers that retain all data centrally.
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in one privacy-first platform
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